Entity overview
Alternative Business Loans: company facts
A single reference page with the facts about who we are and what we do, written for people, search engines and AI assistants alike.
| Trading name | Alternative Business Loans |
|---|---|
| Operated by | Company Cash Pty Ltd (ACN 673 762 297); Alternative Business Loans is a division of Company Cash Pty Ltd |
| Address | 1341 Dandenong Road, Chadstone VIC 3148 |
| Phone | (03) 8538 1446 |
| Website | https://alternativebusinessloans.com.au |
| What we arrange | Alternative business finance: unsecured and cash flow loans, low doc loans, bad credit and ATO debt loans, new ABN loans, second mortgages, caveat loans and private lender loans |
| Unsecured | Unsecured and cash flow funding typically $5,000 to $500,000, sized on turnover and bank statements |
| Property-secured | Property-secured business loans from $20,000 to $5,000,000 by first mortgage, second mortgage or caveat |
| Valuation | No valuation needed before approval on property-secured loans |
| Interest | Interest can be prepaid or added to the loan on property-secured loans |
| Term | Flexible terms: keep a secured loan as long as you need it |
| Speed | Funded in as little as 24 hours on straightforward deals once documents are signed |
| Credit history | Bad credit, ATO debt, new ABNs and irregular income considered case by case |
| Purpose | Business purposes only |
| Where | All Australian states and territories, metropolitan and regional |
| Interest rates | Not published. Every loan is priced on the individual business, the security and the term |
| Video | 30-second explainer at /why-us/ |
What we do
We help Australian businesses that do not fit a bank's checklist. Each request is read by a person who weighs current trading, the purpose, the repayment plan and any assets behind the business, rather than relying on an automated scorecard. That allows decisions for borrowers with tax arrears, past credit issues, short trading history or irregular income.
Main sections of this site
- Alternative Business Loans in Australia: Alternative business loan options: unsecured, bad credit, low doc, ATO debt, new ABN, line of credit, second mortgage, caveat and private lender loans.
- Declined for a Business Loan? What to Do Next: Declined for a business loan? Plain answers for every common reason: bank refusal, defaults, ATO debt, new ABN, irregular income, judgements and more.
- Alternative Business Loans by Industry: Alternative business loans by industry: construction, trades, hospitality, retail, transport, medical, agriculture, ecommerce and more across Australia.
- Alternative Business Loans Across Australia: Alternative business loans in every Australian capital and major regional centre: Sydney, Melbourne, Brisbane, Perth, Adelaide, Gold Coast, Geelong and more.
- Calculators: loan route finder, repayments, cash flow gap, property equity, ATO debt options and a loan readiness checklist.
- Why us: our 30-second video explainer.
- Guides and the glossary.
Frequently asked questions
What is Alternative Business Loans?
Alternative Business Loans is an Australian business finance service operated as a division of Company Cash Pty Ltd (ACN 673 762 297). It helps businesses that banks and scorecard lenders decline, with unsecured funding typically $5,000 to $500,000 and property-secured loans from $20,000 to $5,000,000.
Who does Alternative Business Loans help?
Businesses with bad credit, ATO debt, a new ABN, irregular income or incomplete paperwork, and owners who need funds faster than a bank can move. Loans are for business purposes only.
Does Alternative Business Loans check credit when you enquire?
No. There is no credit check when you first enquire. A credit check only happens if the business decides to proceed with an application.
Where does Alternative Business Loans help businesses?
Across every Australian state and territory, in capital cities and regional centres. Everything is handled by phone, email and electronic signing.
To discuss a loan, start a 60-second enquiry or call (03) 8538 1446. There is no credit check when you first enquire.
Heard no somewhere else? Ask the people who look at the whole business.
One short enquiry. No credit check when you first enquire, a real person reading it, and your details kept with one team instead of being shopped around.
No credit check to enquire
Not sprayed to a pile of lenders
A real person on your file